A checkdown is ordered after closing to assure that all
requirements of closing have been satisfied of record.
This is primarily used to assure that all issues have been
complied with so that an Agent may issue title insurance.
In this type of report we will only show new items such as
new Warranty Deeds, Quit Claim Deeds, or Security Deeds that have
been recorded since the initial search.
OF TITLE. This is a basic Attorney’s Certificate of Title and will
show you only the current status of the property.
It will not include any requirements for clearing title;
however, we will let you know any problems that would need to be
complied with. You may
choose this type of search if you are not issuing title insurance or
if you have run a full search on the property already and just need
a few years searched.
CERTIFICATE OF TITLE. This is when you request that a commercial search be
performed but do not need a full title search or if you prefer that
your searches are in Certificate of Title.
report is prepared in Commitment Format.
Unless requested, it is only in the ALTA format that many
lenders will require before closing and not a commitment that
Augusta Title, Inc. is expecting to prepare the Title Insurance
Policy. This report
will show you all underwriting requirements and exceptions for
closing. This report is
prepared in this format to save you the time of retyping our
information into a Commitment to comply with lender requirements.
All the issuing agent needs to do is sign Schedule A and
comply with any other requirements that your Title Insurance Company
requires with regard to issuance of a commitment.
An update will be run in the same format as originally
ordered and only the dates and any new information found will be
added. We will only do
an update if there has not been a closing since the last time the
property was ran by us. If
there has been a closing, or if it has been a year since the
property was last searched, then we will open a new file for the
This form will be used if you only want a lien and docket
If you just order copies of deeds with no
certifications then you will only receive an invoice.